Which Panasonic Lumix GF1 12.1MP?

[brian]

Currently looking at the Panasonic Lumix GF1 series after a recommendation.

Looking to use the camera for general use, with a view to landscapes and nature photography later.

However, am currently confused as to which of the best options would suit:

1. GF1 with 14-45mm lens
2. GF1 with 20mm pancake lens

Aside from the fact I can get a 20mm in black, silver, or red, there is a third option:

3. GF2 with 14mm pancake lens + 14-42mm lens

(Difference between the GF1 and GF2 seems to be a touch screen in the 2).

I'm not really sure which suits best for general use, for a starter looking to get more serious with photography.